{
  "ids": {
    "program": "72J3XV8NDT4M2XE6V67MG2JG0F",
    "edition": "56EPNCMM24V8CZ043EYKH5TBDB"
  },
  "summary": {
    "publicId": "3uvjhurp",
    "name": "排水設備設置資金融資",
    "kind": "loan",
    "level": "city",
    "issuerName": "新潟市",
    "scopeAreaCode": "15100",
    "fiscalYear": 2026,
    "applicationStart": null,
    "applicationEnd": null,
    "applyTiming": null,
    "reception": "unknown",
    "isStale": false,
    "lastVerifiedAt": "2026-10-13T23:37:56Z",
    "capYen": null,
    "officialUrl": "https://www.city.niigata.lg.jp/kurashi/jyutaku/jukankyo/yushi_josei/sumaijosei.html"
  },
  "edition": {
    "fiscalYear": 2026,
    "applicationPeriodText": null,
    "requiresPreRegistration": true,
    "requiresAgentApplication": null,
    "combinableWithNational": null,
    "combinableNote": null,
    "contactDept": null,
    "contactPhone": null,
    "summary": "排水設備工事費を無利子で融資します。",
    "visibleFields": [
      "requires_pre_registration",
      "summary"
    ]
  },
  "benefitRules": [],
  "eligibilityRules": [
    {
      "reqType": "tax_arrears",
      "valueText": "市税、下水道受益者負担金・分担金、下水道使用料及び公設浄化槽分担金・使用料を滞納していないことが条件です。",
      "isMandatory": true,
      "sourceQuote": "市税、下水道受益者負担金・分担金、下水道使用料及び公設浄化槽分担金・使用料を滞納していないことが条件です。"
    }
  ],
  "steps": [
    {
      "stepNo": 1,
      "title": "借入れを希望する金融機関へ事前に御相談ください（事前審査）。",
      "body": null,
      "deadlineText": null
    },
    {
      "stepNo": 2,
      "title": "工事を申込むときに、指定排水設備工事店に融資を受けたい旨をお伝えください。",
      "body": null,
      "deadlineText": null
    },
    {
      "stepNo": 3,
      "title": "工事が完成して検査合格後、御自宅に融資の手続きに必要な「竣工検査合格証」と「借入申込書」を郵送しますので、その書類を持って取扱金融機関へ行き、融資契約をしてください。",
      "body": null,
      "deadlineText": null
    }
  ],
  "requiredDocs": [
    {
      "name": "竣工検査合格証",
      "note": null
    },
    {
      "name": "借入申込書",
      "note": null
    }
  ],
  "documents": [],
  "changes": [
    {
      "occurredAt": "2026-11-03T01:30:48Z",
      "changeType": "new",
      "summary": "新しい制度：排水設備設置資金融資",
      "programPublicId": "3uvjhurp",
      "programName": "排水設備設置資金融資",
      "issuerName": "新潟市",
      "scopeAreaCode": "15100"
    }
  ],
  "topics": [
    "barrier-free",
    "gaiheki-yane",
    "gaikou",
    "mizumawari",
    "reform"
  ]
}