{
  "ids": {
    "program": "754FW2VA98WGF54DKZQBVWCF6S",
    "edition": "0NKYBJR1GWVBXGAM7T5SMQG6SF"
  },
  "summary": {
    "publicId": "5uo5ee5a",
    "name": "中小企業振興資金",
    "kind": "loan",
    "level": "city",
    "issuerName": "新潟市",
    "scopeAreaCode": "15100",
    "fiscalYear": 2026,
    "applicationStart": null,
    "applicationEnd": null,
    "applyTiming": null,
    "reception": "unknown",
    "isStale": false,
    "lastVerifiedAt": "2026-10-13T23:37:06Z",
    "capYen": 150000000,
    "officialUrl": "https://www.city.niigata.lg.jp/business/shoko/jorei/yushi/kashituske/seidoyushi/shinkou.html"
  },
  "edition": {
    "fiscalYear": 2026,
    "applicationPeriodText": null,
    "requiresPreRegistration": null,
    "requiresAgentApplication": null,
    "combinableWithNational": null,
    "combinableNote": null,
    "contactDept": "経済部 商業振興課",
    "contactPhone": "025-226-1629",
    "summary": null,
    "visibleFields": [
      "contact_dept",
      "contact_phone"
    ]
  },
  "benefitRules": [
    {
      "targetLabel": "中小企業振興資金",
      "calcType": "loan",
      "rateNum": null,
      "rateDen": null,
      "capYen": 150000000,
      "fixedYen": null,
      "unitYen": null,
      "unitLabel": null,
      "isAddition": false,
      "conditionText": "組合員数20人以上",
      "sourceQuote": "中小企業振興資金\n1億5千万円以内\n組合員数20人以上"
    },
    {
      "targetLabel": "中小企業振興資金",
      "calcType": "loan",
      "rateNum": null,
      "rateDen": null,
      "capYen": 100000000,
      "fixedYen": null,
      "unitYen": null,
      "unitLabel": null,
      "isAddition": false,
      "conditionText": "組合員数10人以上20人未満",
      "sourceQuote": "中小企業振興資金\n1億円以内\n組合員数10人以上20人未満"
    },
    {
      "targetLabel": "中小企業振興資金",
      "calcType": "loan",
      "rateNum": null,
      "rateDen": null,
      "capYen": 80000000,
      "fixedYen": null,
      "unitYen": null,
      "unitLabel": null,
      "isAddition": false,
      "conditionText": "組合員数10人未満",
      "sourceQuote": "中小企業振興資金\n8千万円以内\n組合員数10人未満"
    },
    {
      "targetLabel": "中小企業振興資金",
      "calcType": "loan",
      "rateNum": 3,
      "rateDen": 160,
      "capYen": null,
      "fixedYen": null,
      "unitYen": null,
      "unitLabel": null,
      "isAddition": false,
      "conditionText": "1年以内",
      "sourceQuote": "中小企業振興資金\n年1.875パーセント\n1年以内"
    },
    {
      "targetLabel": "中小企業振興資金",
      "calcType": "loan",
      "rateNum": 87,
      "rateDen": 4000,
      "capYen": null,
      "fixedYen": null,
      "unitYen": null,
      "unitLabel": null,
      "isAddition": false,
      "conditionText": "1年超3年以内",
      "sourceQuote": "中小企業振興資金\n年2.175パーセント\n1年超3年以内"
    },
    {
      "targetLabel": "中小企業振興資金",
      "calcType": "loan",
      "rateNum": 19,
      "rateDen": 800,
      "capYen": null,
      "fixedYen": null,
      "unitYen": null,
      "unitLabel": null,
      "isAddition": false,
      "conditionText": "3年超",
      "sourceQuote": "中小企業振興資金\n年2.375パーセント\n3年超"
    }
  ],
  "eligibilityRules": [
    {
      "reqType": "other",
      "valueText": "法定組合に限る。",
      "isMandatory": true,
      "sourceQuote": "法定組合に限る。"
    }
  ],
  "steps": [],
  "requiredDocs": [
    {
      "name": "借入申込書（商工組合中央金庫の定める様式）",
      "note": null
    },
    {
      "name": "市税の納税証明書（新潟市制度用）原本",
      "note": null
    },
    {
      "name": "暴力団等の排除に関する誓約書兼同意書",
      "note": null
    },
    {
      "name": "法定組合であることを証する書面（登記事項証明書）",
      "note": null
    },
    {
      "name": "組合員名簿",
      "note": null
    },
    {
      "name": "転貸先明細書（転貸資金の場合）",
      "note": null
    },
    {
      "name": "委任状",
      "note": null
    }
  ],
  "documents": [],
  "changes": [
    {
      "occurredAt": "2026-11-03T01:24:46Z",
      "changeType": "new",
      "summary": "新しい制度：中小企業振興資金",
      "programPublicId": "5uo5ee5a",
      "programName": "中小企業振興資金",
      "issuerName": "新潟市",
      "scopeAreaCode": "15100"
    }
  ],
  "topics": [
    "yushi"
  ]
}